Anyone else getting an error when trying to do a PNC direct connect download, after entering username and password? It looks certificate related. I don't recall installing any certificates for PNC. The only other direct connect that is still alive for me is PNC Investments, which uses a different server, and I'm not getting an error with that one. So it looks to be specific to PNC Bank. Are there certificates built into Moneydance? Or are they in java? I pasted the errors below, from the popup and from the console window. Should I contact PNC support? Thanks.

From the pop-up:
There was an error communicating with your financial institution. The details of this error are below.

Bank Name:PNC Bank - Direct Connect
Account:PNC Checking
Account Number:xxxxxxxxxxxx

A communication or parsing error occurred. This could be the result of a network problem, a proxy error, or misconfigured server.
Error Description:javax.net.ssl.SSLHandshakeException: PKIX path validation failed: java.security.cert.CertPathValidatorException: validity check failed

From the Console Window:
20260326-13:42:45.781 Online downloads (account: 'PNC Checking', service: 'PNC Bank - Direct Connect') started...
20260326-13:42:45.805 FI refresh is forced
20260326-13:42:46.892 FI refresh is forced
20260326-13:42:46.892 Sending message to https://www.oasis.cfree.com/fip/genesis/prod/04501.ofx
>>>>>>>>

using internal https checking
20260326-13:42:46.894
20260326-13:42:46.894 OFXHEADER:100
DATA:OFXSGML
VERSION:102
SECURITY:NONE
ENCODING:USASCII
CHARSET:1252
COMPRESSION:NONE
OLDFILEUID:NONE
NEWFILEUID:NONE

<OFX>
<SIGNONMSGSRQV1>
<SONRQ>
<DTCLIENT>20260326134246.892
<USERID>anonymous00000000000000000000000
<USERPASS>*
<GENUSERKEY>N
<LANGUAGE>ENG
<FI>
<ORG>ISC
<FID>4501
</FI>
<APPID>QWIN
<APPVER>2700
</SONRQ>
</SIGNONMSGSRQV1>
<PROFMSGSRQV1>
<PROFTRNRQ>
<TRNUID>1774546966892-8
<PROFRQ>
<CLIENTROUTING>MSGSET
<DTPROFUP>20000101
</PROFRQ>
</PROFTRNRQ>
</PROFMSGSRQV1>
</OFX>

20260326-13:42:46.894 <<<<<<<<
javax.net.ssl.SSLHandshakeException: PKIX path validation failed: java.security.cert.CertPathValidatorException: validity check failed
at java.base/sun.security.ssl.Alert.createSSLException(Unknown Source)
at java.base/sun.security.ssl.TransportContext.fatal(Unknown Source)
at java.base/sun.security.ssl.TransportContext.fatal(Unknown Source)
at java.base/sun.security.ssl.TransportContext.fatal(Unknown Source)
at java.base/sun.security.ssl.CertificateMessage$T12CertificateConsumer.checkServerCerts(Unknown Source)
at java.base/sun.security.ssl.CertificateMessage$T12CertificateConsumer.onCertificate(Unknown Source)
at java.base/sun.security.ssl.CertificateMessage$T12CertificateConsumer.consume(Unknown Source)
at java.base/sun.security.ssl.SSLHandshake.consume(Unknown Source)
at java.base/sun.security.ssl.HandshakeContext.dispatch(Unknown Source)
at java.base/sun.security.ssl.HandshakeContext.dispatch(Unknown Source)
at java.base/sun.security.ssl.TransportContext.dispatch(Unknown Source)
at java.base/sun.security.ssl.SSLTransport.decode(Unknown Source)
at java.base/sun.security.ssl.SSLSocketImpl.decode(Unknown Source)
at java.base/sun.security.ssl.SSLSocketImpl.readHandshakeRecord(Unknown Source)
at java.base/sun.security.ssl.SSLSocketImpl.startHandshake(Unknown Source)
at java.base/sun.security.ssl.SSLSocketImpl.ensureNegotiated(Unknown Source)
at java.base/sun.security.ssl.SSLSocketImpl$AppOutputStream.write(Unknown Source)
at java.base/java.io.OutputStream.write(Unknown Source)
at com.moneydance.apps.md.controller.olb.CustomURLStreamHandlerFactory$HttpsURLConnectionImpl.connect(CustomURLStreamHandlerFactory.java:768)
at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.sendMessage(OFXConnection.java:2699)
at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.sendMessage(OFXConnection.java:2560)
at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.updateFIProfile(OFXConnection.java:620)
at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.initSecureServices(OFXConnection.java:909)
at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.getTransactions(OFXConnection.java:922)
at com.moneydance.apps.md.view.gui.OnlineManager.downloadTransactions(OnlineManager.java:651)
at com.moneydance.apps.md.view.gui.OnlineManager.downloadTransactions(OnlineManager.java:632)
at com.moneydance.apps.md.view.gui.AccountDetailPanel.lambda$actionForService$10(AccountDetailPanel.java:460)
at com.moneydance.apps.md.controller.BackgroundOpsThread.run(BackgroundOpsThread.java:177)
Caused by: sun.security.validator.ValidatorException: PKIX path validation failed: java.security.cert.CertPathValidatorException: validity check failed
at java.base/sun.security.validator.PKIXValidator.doValidate(Unknown Source)
at java.base/sun.security.validator.PKIXValidator.engineValidate(Unknown Source)
at java.base/sun.security.validator.Validator.validate(Unknown Source)
at java.base/sun.security.ssl.X509TrustManagerImpl.checkTrusted(Unknown Source)
at java.base/sun.security.ssl.X509TrustManagerImpl.checkServerTrusted(Unknown Source)
... 24 more
Caused by: java.security.cert.CertPathValidatorException: validity check failed
at java.base/sun.security.provider.certpath.PKIXMasterCertPathValidator.validate(Unknown Source)
at java.base/sun.security.provider.certpath.PKIXCertPathValidator.validate(Unknown Source)
at java.base/sun.security.provider.certpath.PKIXCertPathValidator.validate(Unknown Source)
at java.base/sun.security.provider.certpath.PKIXCertPathValidator.engineValidate(Unknown Source)
at java.base/java.security.cert.CertPathValidator.validate(Unknown Source)
... 29 more
Caused by: java.security.cert.CertificateExpiredException: NotAfter: Wed Mar 25 19:59:59 EDT 2026
at java.base/sun.security.x509.CertificateValidity.valid(Unknown Source)
at java.base/sun.security.x509.X509CertImpl.checkValidity(Unknown Source)
at java.base/sun.security.provider.certpath.BasicChecker.verifyValidity(Unknown Source)
at java.base/sun.security.provider.certpath.BasicChecker.check(Unknown Source)
... 34 more
20260326-13:42:47.141 Setting size of window dialog7 to location (710, 290) and size (500 x 500) on display \Display0 with bounds java.awt.Rectangle[x=0,y=0,width=1920,height=1080]
20260326-13:42:48.704 Online downloads (account: 'PNC Checking', service: 'PNC Bank - Direct Connect') finished...