Syncing with Schwab inconsistent?

david.beav's Avatar

david.beav

07 Apr, 2026 10:19 PM

As I connect MD+ to Schwab investment accounts, the results are all over the map. I really can't rely that the balances shown in MD are anywhere close to accurate. Sometimes it counts $1 money market shares as $100,000 (my balance is fun to look at but...) Sometimes there are phantom transactions changing my balance with no obvious reason. Etc. MD+ has worked so well for banking and credit card accounts. Each Schwab account has a cash component and an investment component that in theory would add up to the right balance. Am I doing something wrong? Does this work for other people?

  1. 1 Posted by david.beav on 28 May, 2026 04:18 PM

    david.beav's Avatar

    I still need help with this?

    Specific problem today: I had some cash in my Schwab account and bought some Treasury bills. That shows in the Register as "Buy" T-bills, the Security is "CUR:USD", and it reduced my cash balance by that amount. Great. Portfolio View shows the Tbills correctly. Great. But Portfolio View shows a Security of "CUR:USD" that still has the amount of the T-bills, so Portfolio View is counting the transaction twice and the balance is double what it should be. This is all done with automatic sync to my account, no manual adjustments. Should I be adjusting something manually to fix it?

  2. 2 Posted by david.beav on 07 Jun, 2026 06:34 PM

    david.beav's Avatar

    Support has been so great for me in 10 years, now nothing on this one?

    My latest problem with Schwab registers is I wired funds out of the account and it showed as a "MiscExp", and I selected the right Category. Then I transferred funds in and it came as an Xfr, it would only let me put the Category in Fee Category field, and then the Income and Expenses Detailed report doesn't include the second transaction that should balance the first. I changed the Action to MiscInc and it let me enter the Category, but it still doesn't show on the Detailed report.

    Should I be expecting this should work?

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