Jim Secker's Avatar

Jim Secker

26 Sep, 2022 06:14 PM

We have used banktivity for years. Until the past 4 months we have been able to receive account information directly from our bank to our banktivity software on our MacOS Manterey version 12.6 from our bank, First National Bank of Fort Smith. Now, we have to enter each transaction manually from the bank statement. Does Moneydance provide bank account download to our Moneydance account? What is the monthly charge for Moneydance including cloud, and bank account downloading? How do I start with Moneydance?

  1. 1 Posted by derekkent23 on 27 Sep, 2022 07:22 AM

    derekkent23's Avatar

    I am not support staff, just a user.
    Try it out for yourself.

    The downloaded version of Moneydance is a full working version with the only limit being a maximum of 100 manually entered transactions, with no time limit. Imported files from other financial programs and your bank have no limit on imports, provided that you do not confirm them. If you decided to purchase, you are sent a key by email that unlocks the 100-manual transaction limit. If after testing with this free trial version you purchase and change your mind see the 90 day money back guaranty at

    For the future Moneydance never sunsets the version it releases. So, you don’t have to upgrade. If you won’t to upgrade the next version is free (say 2021 to 2022) and from then on you get a 50% discount. All upgrades within a version are free.

    Make sure you are running this build of Moneydance

    There are a number of free ways to import data from your bank, see
    The most popular method is called Direct Connect however a number of banks are dropping this system in favour of outsourcing to a third party. Maybe this is what happened to you. Moneydance has therefore set up an optional service called Moneydance + were they have teamed up with a company called Plaid. As Moneydance has to use a third party there is a subscription of 2$/month. I took a look and it looks like your bank is supported, see screen shot, however as I am not a customer I can’t test. See

    Moneydance is a computer based application and not on the cloud. The only time you would use a cloud server is if you want to run Moneydance on a number of computers and say mobile devices, e.g. phones and sync data between them. Then Moneydance uses an internal sync engine. With this I used a free Dropbox account.
    For further information and how to use Moneydance see

    Hope this helps.

  2. 2 Posted by Jim and Jennife... on 27 Sep, 2022 03:48 PM

    Jim and Jennifer Secker's Avatar

    Thank you for your email and information. This is a frustrating dilemma
    for someone not able to navigate technology. But, I think your information
    will help me and I appreciate it.

  3. Maddy closed this discussion on 30 Sep, 2022 02:12 PM.

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