budget categories
Hello, How do I get loans (mortgage and auto) to show up in the budgeting tool? Thanks.
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1 Posted by steve C,. on 19 Jul, 2025 06:20 PM
how to I get a loan to show up in the budgeting tool (mortgage, auto)? Thanks.
2 Posted by mhoggie on 19 Jul, 2025 08:07 PM
just a user,
You can't. MD ignores transactions between accounts for budgeting. What I do is create a special budgeting category for the loan payment and use a spit to also send the same payment to my special budgeting category. Then using another category I named NULL, I add that about back to my splits so the total is the correct total payment. That process allows you to budget the special budgeting category and also show the correct payment. But on a mortgage, you can't add extra spits to the principle interest payment. So what I do is add an additional reminder to put the total payment into a special category I created for mortgage payments.using NULL as my payment source. That also works. Many have complained about this issue but I think we are stuck with the current MD design related to transfers. Of course if you didn't have any loans registered in MD, then budget would pick up the activity because it would be a simple expense.
3 Posted by Steve Caldara on 21 Jul, 2025 04:46 PM
Thank you so much for your reply.
4 Posted by Steve Caldara on 26 Jul, 2025 05:22 PM
Hello,
I find the budgeting tool to be really confusing. Here’s my question: where do I set the budget amount for a category, where is shows up in the expense (first number) of the monthly budget list? Thanks.
5 Posted by mhoggie on 26 Jul, 2025 05:56 PM
just a user,
Don't use the default calendar budgeting tool. Too many issues.
Create your budget for Period Mixed Interval Old Style
Then click on that new budget on the side bar, then click Edit on the listing shown,
Populate as needed and click OK. Be aware that new entries will move around as you populate them so if you can't find one you are editing, scroll the list to find it listed alphabetically I attached a photo of the Mixed Interval Old Style edit screen.
.
6 Posted by Steve Caldara on 26 Jul, 2025 06:05 PM
Thanks. How do you get the categories to show when you click on Edit?
I can’t believe how bad this is.
7 Posted by mhoggie on 26 Jul, 2025 06:13 PM
just a user,
Click the smalll + Plus sign on the bottom left of the Edit page and it will let you edit a new category, I set my interval to monthly (not prorated) It makes some of the budget reports better for me.
8 Posted by Steve Caldara on 26 Jul, 2025 06:17 PM
thank you for your help
9 Posted by Steve Caldara on 26 Jul, 2025 11:04 PM
Can you budget out beyond this month, using the old method, if the category amounts will be changing?
10 Posted by mhoggie on 26 Jul, 2025 11:52 PM
just a user,
Yes, you can set a start date and optional end date as needed.
If you have anything with a known future change, just create another duplicate budget for that category with a future start and end date as needed and put an end date on your old budget item. I do that when my health insurance changes each year. Any reports will see the date and amount changing in the future.
11 Posted by Steve Caldara on 27 Jul, 2025 12:01 AM
I really appreciate your help. Thanks.
System closed this discussion on 26 Oct, 2025 12:10 AM.