I am currently using the trial version of Moneydance that I downloaded earlier this week.

I was trying to set up a budget, but am running into problems because I can't find the options I need.
Here are a few of the situations I hope it can handle:

* I use Savings Goals, so I wanted to "seed" the December, 2025 budget with the balance currently in my goal, and put the default amount I'm saving each month into the January, 2026 column. I would then need to turn Roll-Over ON for this line-item to carry that balance throughout.

* About half of my expenses are fixed "monthly" items, but I also have many expenses that occur only once or twice within the year. So, I would need an "Annual" interval for that because I'm never sure which month they will occur.

* For some of the expenses that are "infrequent, maybe never," I wanted to budget the Parent expense category instead of the individual expense items within it... but I can't find a way to tell it to "Include Sub-Categories."

Please help me. I have not been able to find options for:
* ROLL-OVER from month to month, or reset each month.
* Changing the INTERVAL for some of the expenses.
* Telling Moneydance Budget to "INCLUDE SUB-CATEGORIES."

Thank you for your kind assistance with this matter.