Creating a complete budget

Melissa's Avatar


07 Jan, 2017 08:47 AM

After spending more time than I like to think about getting all of my financial data into MD and cleaned up, setting up loans, etc., I have come to a screeching halt because apparently there is no way to create a complete budget that will actually tell me where my money is obligated each month.

If I cannot BUDGET for making loan and credit card (and other liability) payments, then the "budget" is completely useless - my mortgage payment, car payment, student loans, and other debt obligations are not only "part" of my budget, I could argue that they are the MOST IMPORTANT part of my budget, because I have to pay those FIRST before I can spend money in any other category I've set up. The way MD handles my budget now, I could spend thousands of dollars on restaurants and entertainment but never budget a penny for my mortgage, which is simply wrong.

Tell me I am misinterpreting this!!

  1. 1 Posted by mgsnyder1 on 14 Jan, 2017 05:49 PM

    mgsnyder1's Avatar

    I agree with you that's why I am switching back to YNAB.

  2. 2 Posted by Kevin Stembridg... on 15 Jan, 2017 12:01 AM

    Kevin Stembridge's Avatar

    Hi Melissa,

    I wrote a Moneydance extension called Money Foresight that should help you achieve what you want. I wrote it mainly to do cashflow forecasting but I found that it effectively replaces the need for a budget in Moneydance.

    You can install it from the Moneydance Extension Manager (Menu -> Extensions -> Manage Extensions...).

    I'm happy to help if you have any questions about it.


  3. System closed this discussion on 16 Apr, 2017 12:10 AM.

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