Fidelity Access

ioweejun's Avatar

ioweejun

01 Dec, 2025 08:00 PM

If I understand correctly Fidelity is replacing use of direct connect / OFX protocol with a new protocol referred to as "Fidelity Access". From what I can see Moneydance (and Quicken) do not (yet?) support this new protocol.

This is important in that Fidelity has indicated the continued use of MoneyDance then violates their lost funds replacement guarantee due to use of nonapproved 3rd party. Note that their use of term "3rd Party" seems different than infinitekind.

I note that Vanguard has also stopped use of OFX and does not seem to have a replacement intent. Have to use downloads by account.

Can anyone at Moneydance provide current status of this? Will Moneydance be updated to support Fidelity Access?

Showing page 18 out of 18. View the first page

  1. 511 Posted by dtd on 06 Jul, 2026 11:31 PM

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    On things like extensions - @mmd, if you are available please check your slack area. Thanks.

  2. 512 Posted by dtd on 07 Jul, 2026 02:14 AM

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    .

  3. 513 Posted by mmd on 08 Jul, 2026 01:50 AM

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    @dtd Replied. Sorry Slack on iOS seems to stop notifying me every few days, after ?app updates. Any ideas how to fix this would be appreciated.

    There is the mmd at mmd.eml.monster I also created for this although it filters out all attachments unfortunately. But it goes straight to my inbox.

    I don't have to be so anonymous, and it probably doesn't matter, but I have a fairly unique name and would be easy to locate in real life if I used it.

  4. 514 Posted by dtd on 08 Jul, 2026 02:21 AM

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    Here is the current documentation. Sean has created a signed version for a preview extension, but we need to get it to v15 before publishing the location.

  5. 515 Posted by Stuart Beesley ... on 08 Jul, 2026 04:24 PM

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    We are going to pull the extension into the open source repo so that updates and signing can become easier.

  6. 516 Posted by rlsantella on 09 Jul, 2026 08:57 PM

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    Plaid was working, but no longer. The downloading process starts but results in "zero new transactions" despite new transactions on the Fidelity website. I refreshed connections, no luck. I re-linked, no luck. I disconnected all accounts/connections and set up again with the same result. Any ideas?

  7. 517 Posted by BrianS on 10 Jul, 2026 01:58 AM

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    I'm having an issue with the updated extension not filtering duplicate transactions properly. At first, I chalked it up to date format changes and differences in extension versions.

    But using the new extension, I processed transactions yesterday for July 7 & 8. Today I ran it against a new Fidelity file for July 7 - July 9, and it created dupes for everything from July 7 & 8.

  8. 518 Posted by jerry on 10 Jul, 2026 04:18 AM

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    I used it today and also got duplicates. This had been working so well.

  9. 519 Posted by dtd on 10 Jul, 2026 04:57 AM

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    An MD signed version of the mmd extension is now available. (v16)

    https://infinitekind.com/app/md/extensions/preview/import_fidelity.mxt

  10. 520 Posted by dtd on 10 Jul, 2026 05:12 AM

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    @jerr, @brians - what version are you using... fidelity changed something so v13 no longer worked properly - v16 fixes that issue

  11. 521 Posted by mmd on 10 Jul, 2026 12:33 PM

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    I’ll take a look. Duplicate matching is based on exact format of csv (well exact fields and their values) so any minor change by Fidelity will lead transactions to be seen as new. I did notice the change yesterday too so something changed on Fidelity side. Quick workaround is to change from default date range to only dates you want in Activity tab before downloading the CSV.

  12. 522 Posted by mmd on 10 Jul, 2026 12:59 PM

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    Yesterday was a bit busy for me but looks like at least duplicate matching for yesterday's transactions with today's is working fine.

    I had already re-added the new transactions yesterday and deleted the old ones (was very busy and this was easier than looking for difference in CSV file format change at the time) so can't tell you which field changed.

    But the duplicate matching code as is seems to be working. I guess if Fidelity keeps changing the format can look into a different duplicate matching scheme.

  13. 523 Posted by BrianS on 10 Jul, 2026 01:20 PM

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    Thanks for the responses. My feedback was using v14, so I'll try the newer version.

    I understand the date range workaround; it just wasn't something I needed to think about previously. I really appreciate the tool and your efforts!

  14. 524 Posted by jerry on 10 Jul, 2026 01:28 PM

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    Currently have v14 and will try v16.

  15. 525 Posted by Kent on 10 Jul, 2026 06:33 PM

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    Just to clarify, the MMD extension will work on the regular MoneyDance, right? I don't need to subscribe to the MoneyDance+. Will it work on the 2021 version?

  16. 526 Posted by dtd on 10 Jul, 2026 08:12 PM

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    yes mmd extension is in regular moneydance - it's intended for those who don't/won;t use plaid. i can't say how far back it works - ionly worked with it in 2024.4

  17. 527 Posted by Maggie on 10 Jul, 2026 09:02 PM

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    When I download from that "import fidelity" link - the file that comes in is named "import_fidelity.py" - in other words, the extension is different. Can I just change the extension?

    Working on a Mac, running 15.7.7

  18. 528 Posted by dtd on 11 Jul, 2026 12:37 AM

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    Did you use the link in post 519, or a different link?

    import_fidelity.py is a source code file.

  19. 529 Posted by Maggie on 11 Jul, 2026 05:11 PM

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    Yes, I downloaded from the post 519 link. Just did it again - see attached.

  20. 530 Posted by dtd on 11 Jul, 2026 05:40 PM

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    Are you downloading a single file, then opening it to reveal this? if a single file, just use the complete file in moneydance.

  21. 531 Posted by Stuart Beesley ... on 11 Jul, 2026 05:55 PM

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    Right click the link and download as or save as. This should stop it downloading as a zip which is being unzipped.

  22. 532 Posted by Stuart Beesley ... on 11 Jul, 2026 05:57 PM

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    Also try

    In Safari:

    Safari → Settings → General → untick “Open ‘safe’ files after downloading.”

    That stops Safari automatically opening the downloaded .mxt and Archive Utility unzipping it.

  23. 533 Posted by Stuart Beesley ... on 11 Jul, 2026 05:58 PM

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    It might be right click, download linked file as

  24. 534 Posted by Stuart Beesley ... on 11 Jul, 2026 06:00 PM

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  25. 535 Posted by Maggie on 11 Jul, 2026 08:42 PM

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    Oy. Manage to right click and download...made sure it was named "import_fidelity.mxt"...went to MD to add the extension...got an error message.

  26. 536 Posted by Maggie on 11 Jul, 2026 08:53 PM

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    Oh wait - making progress - Stuart's suggesting in #532 to untick "open safe files..." let me download a zip file, which i then changed the file extension on, and that let me get the extension added into MD.
    THANK YOU.

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