Fidelity Access
If I understand correctly Fidelity is replacing use of direct connect / OFX protocol with a new protocol referred to as "Fidelity Access". From what I can see Moneydance (and Quicken) do not (yet?) support this new protocol.
This is important in that Fidelity has indicated the continued use of MoneyDance then violates their lost funds replacement guarantee due to use of nonapproved 3rd party. Note that their use of term "3rd Party" seems different than infinitekind.
I note that Vanguard has also stopped use of OFX and does not seem to have a replacement intent. Have to use downloads by account.
Can anyone at Moneydance provide current status of this? Will Moneydance be updated to support Fidelity Access?
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181 Posted by MikeB on 17 Dec, 2025 02:38 PM
I contacted Fidelity yesterday to complain about the situation. The number I used, from Fidelity's FAQ about Quicken was: 1-800-544-7931. It seemed to get me directly to the right department. The lady I talked to was unaware of any issues so had to go talk to her supervisor. She came back and said that indeed "something was broken" at the end of November and that they were working on getting it fixed. I had to explain to her multiple times that I was using Moneydance and not Quicken but it sounded like the supervisor knew about MD as well. I explained it would be helpful if Fidelity could post somewhere on their website that there was an issue or send out an email to warn people. She said they might have something posted by the end of the week. I also requested they provide other download file formats instead of just csv. She did pass that request on to the development team. Who knows if that will go anywhere. I wouldn't expect it to be a difficult thing to implement but Schwab has never bothered to offer anything more than csv so I guess we'll see what happens.
182 Posted by mmd on 18 Dec, 2025 06:25 PM
So with Stuart's awesome help I think I've gotten the code into an extension (Stuart did a lot of the heavy lifting but I had to figure out how to get it to compile and then move some of the changes from fidelity.py into the new format).
The .mxt file is the extension.
If it works for someone else and I didn't mess up any of the existing code I'll try to put the whole directory structure for compiling the extension onto a GitHub. I am traveling internationally for a few weeks so may be some delay.
The .py file which is the code for the extension can still run from the Moneydance/Moneybot Console. Previous variables/strings at top of file are now mostly in doMain function as local variables.
Thanks!
183 Posted by -Kevin N. on 18 Dec, 2025 06:47 PM
Hi mmd,
Both the script and the extension worked as expected for me. Nice work!
The only thing that may throw some users is that when downloading the extension, some browsers may download it as a .zip file. The Edge browser did so for me.
For those that this happens to simply rename the file from import_fidelity.zip to import_fidelity.mxt then install it as usual by using 'Add From File...' in the 'Manage Extensions' window.
Have a safe trip.
-Kevin N. (not a member of Moneydance support)
184 Posted by dan.tappan on 18 Dec, 2025 07:03 PM
Firefox also downloaded a .zip file, but I was able to install the
extension using the zip without renaming.
185 Posted by mmd on 18 Dec, 2025 09:40 PM
Thanks all for the feedback. The .mxt file actually is a .zip file with a different extension FWIW so makes sense browser downloads it that way, I guess.
Here is the github repository:
https://github.com/SnapEscalatorCarrousel/import_fidelity
You have to copy all .jar files from https://github.com/TheInfiniteKind/moneydance_open/tree/main/lib into the lib/ sub-folder after downloading/cloning. I didn't include them in case it is not kosher or perhaps they could change for a future version of Moneydance?
Thanks again!
186 Posted by zxkivyx75em8 on 18 Dec, 2025 09:53 PM
It loaded fine here too in the 2024 version, but it failed on the older version (2021), so anyone using the older version will just have to run it from the development window, which should not be an issue.
Here is the error: error_loading_ext_file: com.moneydance.apps.md.controller.Outdate
Getting the extension is such a bonus. You and Stuart have really done a lot of work on this. It works great.
187 Posted by sth on 18 Dec, 2025 11:17 PM
Like most Fidelity stopped the OFX direct download on 12/1. I had a call in to their tech support but didn't hear back in the 3 days they promised. When I called back again they flatly said that the were not supporting OFX downloads.
I have told my broker/advisor at Fidelity that this is unacceptable to restrict my access to my data. And charging me extra to access my own data is not a solution and this is ideal breaker for me.
Schwab and Vanguard are downloading correctly through Plaid (aside from odd renaming of securities and incorrect SEDOL values) that has started in the last few weeks. At least these are acceptable alternatives though I in general like Fidelities business practices better than Schwab. Will try the solutions from @mmd but my guess is that Fidelity will plug that as soon as they discover it. Could be days, could be years.
188 Posted by chonyid on 19 Dec, 2025 12:05 AM
I haven't tried the importer extension, but it must be limited because the CSV files do not include the details of purchase, sales, or reinvested dividends. The CSF file only seems to treat everything and a deposit or withdrawal with no price or number of shares.
189 Posted by mhoggie on 19 Dec, 2025 12:27 AM
just a user,
I ran iCreateOFX 2.0.4.4 this morning on 32 transactions that occurred in the last few days. Sells, Buys, Div, MiscINC. Downloaded the Fidelity CSV file and ran the Fidelity US script 1.0.0.6 on the downloaded CSV file. Saved all as OFX and imported to MD. All populated with no issues. I'm happy with that program . I have a feeling Fidelity is not going to come through for us.
190 Posted by dwg on 19 Dec, 2025 02:22 AM
Sounds like financial institutions the world over.
191 Posted by dtd on 19 Dec, 2025 05:16 AM
@mmd - just used the extension tonight. nice!
some thoughts:
1) can't speak to all action steps, but it worked for all mine in the last three weeks.
2) i had to remember you download the csv for all accounts, not each account. no problem once aware.
3) i spent time attempting to make it work and finally looked at the console to see the account names didn't match. it was then simple to change in fidelity to match md (i have them named differently to be where i want in the sidebar). Is there any reason you don't use the account number to match that field in the account? those should always match, I'd think.
4) i see you place the header in the fitid field. Nice, avoiding duplicates on overlapping downloads. Given this, how hard would it be to replace the pop up #created box which you have to verify/ok with a line in the status line saying something like : [x created/imported, y duplicates ignored] that disappears after a few seconds?
5) i see you copy the description into the memo field. any particular reason why? no problem, but could you ask @stuart what field to put something into so that his memo zapper extension could find and zap the memo for those who don't want it?
Great add! I'm curious as to what action steps are handled, i just downloaded the py file to learn more.
Impressive.
192 Posted by Stuart Beesley ... on 19 Dec, 2025 08:33 AM
5.
It’ll be easy to add more action fields if we know what they are and if the data is in the file.
(@mmd - DM me if needed)
193 Posted by David Greene on 19 Dec, 2025 03:29 PM
I installed the extension on my MD and when i tried to import, I got
message '0 messages imported'. Maybe I did something wrong. I
downloaded CSV with a date range, then I tried to import to Fidelity
Investment Account using the new extension. Did I leave out a step?
Extension shows in my MD Extension menu as "Import Fidelity Investment
txns from CSV". No hurry on this but the longer this goes, the more I
lose Dividend records attributed to each security, right now I am
entering manually as 'Bulk Dividends"... lol. then entering buys/sells
manually....
On 12/18/25 11:16 PM, dtd wrote:
194 Posted by dan.tappan on 19 Dec, 2025 03:33 PM
You need to download the CSV for all accounts, not just a single
account. For some reason (Fidelity brain damage?) the formats are different.
On 12/19/25 10:29 AM, David Greene wrote:
195 Posted by David Greene on 19 Dec, 2025 03:37 PM
Thanks Dan. I am a little hesitant to do that given I have been
doing my Fidelity Cash Management via regular CSV for a couple of years,
given I have that setup as a 'bank' account in MD, plus doing that will
suck in previously recorded transactions. . I must assume that when
Moneydance staff comes up with a solution, that the solution will give
the ability to pick a date range, hopefully..... Thanks for such a
prompt reply. One thing I like about MD is the involved community...
On 12/19/25 9:33 AM, dan.tappan wrote:
196 Posted by jehrler on 19 Dec, 2025 03:43 PM
David,
Just to be clear you need to download for all accounts, not all time. Thus, you can set a custom time for downloading account activity so you could set it for a day or two and then download the CSV for all accounts. Then try to import and see how it goes. If it goes badly then can delete just a day or two of transactions.
The extension worked perfectly for me (Thanks Dan!!).
197 Posted by David Greene on 19 Dec, 2025 04:08 PM
ASsume when you download ALL Fidelity Accounts into a CSV file for a
date range, then one then opens new extension and imports from there? I
get same result.
On 12/19/25 9:43 AM, jehrler wrote:
198 Posted by jehrler on 19 Dec, 2025 04:14 PM
You’ve now exceeded my knowledge. The 10 day date range and all accounts worked in my case.
Hopefully Dan can help.
199 Posted by -Kevin N. on 19 Dec, 2025 04:26 PM
Hi David,
Make sure that your accounts at Fidelity are named 'exactly' as they are in MD.
The extension/script uses the Fidelity account nicknames as identifiers so they must match.
You can easily change the nickname of the accounts at Fidelity by clicking the gear icon at the top of the left sidebar at Fidelity.
-Kevin N. (not a member of Moneydance support)
200 Posted by Stuart Beesley ... on 19 Dec, 2025 04:27 PM
Also. Look in help/show console for any error messages.
201 Posted by dan.tappan on 19 Dec, 2025 04:28 PM
Works for me.
* I went to the "Activity and Orders" tab, but did not select an
account, so it showed activity for all accounts
* I set a "Custom Date range" (since my last download)
* I hit the Download icon and "Download as CSV", which downloaded as
"Account_History.csv"
* I ran the extension and selected the "Account_History.csv"
* It said "Imported 27 transactions"
Make sure the account names on Fidelity match the names in your
MoneyDance file
Just to be clear, it's not my extension: @mmd deserves the credit. Just
a satisfied user.
On 12/19/25 11:14 AM, jehrler wrote:
202 Posted by mmd on 19 Dec, 2025 04:29 PM
Right now the nicknames of the accounts on Fidelity must match those in Moneydance.
For example if the account in Fidelity is nicknamed "IRA" then Moneydance account name must be either "IRA" or "Fidelity IRA". The nicknames are fairly straightforward to change on fidelity side when you first log in it is the three gear wheels next to "Accounts" on the top left hand side in Fidelity initial screen.
I think we could link via Account numbers but I noticed mine are all blank for Fidelity in Moneydance. Are people entering those manually into MD?
FWIW, we have some error messages that come from the script/extension but now I think you have to go to Help → Console Window to see them.
On Fri, Dec 19, 2025 at 10:14 AM, jehrler < [email blocked] > wrote:
203 Posted by -Kevin N. on 19 Dec, 2025 04:34 PM
Hi mmd,
Yes, manually entered my Fidelity account numbers in MD.
-Kevin N.
204 Posted by jehrler on 19 Dec, 2025 04:51 PM
205 Posted by David Greene on 19 Dec, 2025 04:51 PM
You guys are geniuses!!!! That worked like a charm. Thank you.
Thank you!!
On 12/19/25 10:28 AM, Stuart Beesley (Mr Toolbox) wrote:
206 Posted by David Greene on 19 Dec, 2025 04:55 PM
The only issue I have is that my wife's IRA and my IRA have exactly
the same name, thus I get transaction bleed over. If I change the name
of hers, will it just bypass her population? I can live with that as
fewer transactions occur in her account.
On 12/19/25 10:28 AM, Stuart Beesley (Mr Toolbox) wrote:
207 Posted by -Kevin N. on 19 Dec, 2025 04:58 PM
Hi David,
You should be able to change the nickname of one of them at Fidelity and then also change the name in MD to match the changes made at Fidelity.
-Kevin N. (not a member of Moneydance support)
208 Posted by mmd on 19 Dec, 2025 04:59 PM
You can change wife ira nickname in fidelity and make sure it matches the Moneydance account name. So can be “IRA Wife” instead of “IRA” in both
On Fri, Dec 19, 2025 at 10:55 AM, David Greene < [email blocked] > wrote:
209 Posted by webyan on 19 Dec, 2025 05:10 PM
I just ran the extension and it imported all of my Fidelity transactions perfectly. Thank for the tip of making the account names match. I did that before I tried the download and extension. All of your hard work on this is very much appreciated!!
210 Posted by David Greene on 19 Dec, 2025 05:24 PM
That worked like a charm. Now down to just two imports, one for
investment and one for Cash Management (I classed that as a bank so I
could do bank reconciliations). Awesome!! Thanks for all the help.
Protect this extension going forward!!!
On 12/19/25 10:59 AM, mmd wrote: