In Windows 10, are there any files with a .moneydance file extension?

William B's Avatar

William B

11 Oct, 2018 06:36 PM

I'm having a hard time with Windows 10 file search so I could be missing something, but when I search for .moneydance, I don't find any files with that extension, just directories. Is there really no .moneydance file, in the sense that Word has .docx files? If that's correct, where's the data, and is there any way to back it up like you would Word files? And if the data is dispersed somewhere, why was MD designed that way? If I knew, maybe it would help me get my head around the file management problems I'm having.


  1. 1 Posted by dwg on 11 Oct, 2018 09:21 PM

    dwg's Avatar

    I'm a fellow user.

    Moneydance is not like Word, Excel etc where all data is contained in a single file. It has not been like that for quite some time for a variety of reasons.

    Where you have a directory with a .moneydance extension it indicates that all files underneath this directory and those in further sub-directories contain your moneydance data, so you data comprises a whole bundle of directories and files.

    There are multiple reasons for employing the structure that Moneydance does.

    Firstly since the 2014 version Moneydance allows you to attach things like receipts to transactions, these could be image files, PDFs etc. To include these in a single file could cause enormous bloat and lead to various problems, so they are stored in a sub-directory with a link in the data to the file. FWIW Moneydance did store all data in a single file in MD2014

    Moneydance 2014 and earlier also allowed creation of a type of automatic backups, by default these are stored in another sub-directory. the same method exists in MD2017 today.

    Moneydance 2015 saw a change in file structures, with a trunk file and incremental updates in small transactions files. This change was to facilitate the system to system syncing function that is in Moneydance 2017. Passing new and updated data in small files is far more efficient and quicker than typing to sync a single large file.

    The structure is therefore the way it is to facilitate the data it holds, the way it is held and the features the software provides.

    To back up your data you backup the .monyedance directory and all files underneath it, an alternative is to use the automatic or manual functions to create a single Moneydance archive file and to back this file up, either in the default location or a location you choose, the choice is yours.

  2. 2 Posted by -Kevin N. on 11 Oct, 2018 09:46 PM

    -Kevin N.'s Avatar

    Hi William,

    The easiest way to locate your Moneydance data file(s) is from within Moneydance.

    Open Moneydance.
    From the menu bar, go to Help > Show Documents Folder.
    A file browser will open to the default location for Moneydance data files. It's a good idea to know and understand this location.
    The data file(s) there will be in the following format

    If you want to move your data file to a more convenient location. e.g. your Documents folder, then look to this Moneydance KB article:

    -Kevin N. (not a member of MD support)

  3. 3 Posted by William B on 12 Oct, 2018 08:44 AM

    William B's Avatar

    Thanks for the excellent information. Much appreciated.

  4. 4 Posted by Dorothy W on 15 Dec, 2018 12:35 PM

    Dorothy W's Avatar

    I can no longer open Moneydance on the computer that has the data. However, I can copy files from that computer. Which files do I copy to get my data?

  5. 5 Posted by jeff on 16 Dec, 2018 08:03 AM

    jeff's Avatar

    Hi Dorothy,

    You appear to have tagged your question on the end an unrelated post.

    The answer to your question is different depending on your version of MD & your computer operating system. But basically you need to take a copy of your MD Data set, probably called Personal Finances & a copy of your Config.dict file could be useful.

    I suggest you start a new post where others can add their suggestions & give a more full answer armed with info about your MD set up.

    Jeff – fellow user

  6. 6 Posted by Dottie Wilson on 16 Dec, 2018 11:18 AM

    Dottie Wilson's Avatar


    On Sunday, December 16, 2018, 3:04 AM, jeff <[email blocked]> wrote:

     #yiv4210684183 pre {width:92%;margin:10px 2%;padding:5px 2%;background:#efefef;border:1px solid #d6d6d6;}#yiv4210684183 blockquote {margin-left:0;padding-left:1em;border-left:5px solid #ccc;}

  7. System closed this discussion on 17 Mar, 2019 11:20 AM.

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