Online Check Payments Pre-Dated

Gib Henry's Avatar

Gib Henry

28 Jan, 2024 01:04 AM

How can I change the “preparation” date of a future-dated check to be the date of delivery? MD seems intent on dating the check 5 business days before the payment date, no matter what I do. For example, if I draw a check for 3/1/24, MD dates it 2/26/24. My bank does not withdraw payment until the check is presented, so there’s no valid reason to pre-date the check.

I’ve looked through the forum, and I’ve seen that I raised the issue before (in 2017!), but the discussion was closed without an answer. And I’ve looked through all the Toolbox options, but can’t find a relevant item. I have toggled Prefs/General/Separate Tax Date for Transactions and Prefs/Network/Observe Online Payment Date Restrictions” without success. Any other suggestions?

  1. Support Staff 1 Posted by Maddy on 31 Jan, 2024 02:55 PM

    Maddy's Avatar

    Hi Henry,
    Thank you for contacting Moneydance support.

    Under normal circumstances your payment date has to be at least 7 days in the future. Checking the option "Observe Online Payment Date Restrictions" option under Preferences->Network, allows you to submit a transaction with a date less than 7 days into the future.

    Can you check whether the checkbox is selected?

    Maddy, Infinite Kind Support

  2. 2 Posted by Gib Henry on 31 Jan, 2024 03:15 PM

    Gib Henry's Avatar

    Thank you for the response. I've tried it both ways in the past, but at the moment it was unchecked, so I checked it and will test yet again with the next payment.

    However, all my payments are all at least 7 days ahead, sometimes 6 months in the case of my mortgage! But the check date is always the preparation date (5 business days earlier) instead of the delivery date; that's what I'd like to fix.

  3. System closed this discussion on 01 May, 2024 03:20 PM.

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