Vanguard OFX service ongoing issue
Probably just a temporary glitch, but I have not seen it before:
MD error message:
Account: S-Vangd TIRA
I'm sorry, an error occurred. The details of this error are below.
Error Description:java.lang.SecurityException: Server sent redirect from a secure connection to a non-secure connection. Stopping
java.lang.SecurityException: Server sent redirect from a secure connection to a non-secure connection. Stopping
java.lang.SecurityException: Server sent redirect from a secure connection to a non-secure connection. Stopping
at com.moneydance.apps.md.controller.olb.CustomURLStreamHandlerFactory$HttpURLConnectionImpl.beginResponse(CustomURLStreamHandlerFactory.java:430) at com.moneydance.apps.md.controller.olb.CustomURLStreamHandlerFactory$HttpURLConnectionImpl.getResponseCode(CustomURLStreamHandlerFactory.java:455) at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.sendMessage(OFXConnection.java:2702) at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.sendMessage(OFXConnection.java:2560) at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.getTransactions(OFXConnection.java:976) at com.moneydance.apps.md.view.gui.OnlineManager.downloadTransactions(OnlineManager.java:651) at com.moneydance.apps.md.view.gui.OnlineManager.downloadTransactions(OnlineManager.java:632) at com.moneydance.apps.md.view.gui.AccountDetailPanel.lambda$actionForService$10(AccountDetailPanel.java:460) at com.moneydance.apps.md.controller.BackgroundOpsThread.run(BackgroundOpsThread.java:177)
Console Window:
20241226-10:28:47.452 !Cannot send cookie back to source: https://vesnc.vanguard.com/us/OfxDirectConnectServlet; DCID=www21; path=%2F; domain=ofx.discovercard.com -> DCID=www21; path=%2F; domain=ofx.discovercard.com
20241226-10:28:47.452 !Cannot send cookie back to source: https://vesnc.vanguard.com/us/OfxDirectConnectServlet; NSC_pmvj2-NzNfssjmm-wt=9f52352e0000; path=%2F; domain=taxcert.mlol.ml.com -> NSC_pmvj2-NzNfssjmm-wt=9f52352e0000; path=%2F; domain=taxcert.mlol.ml.com
20241226-10:28:47.452 !Cannot send cookie back to source: https://vesnc.vanguard.com/us/OfxDirectConnectServlet; JSESSIONID=C908827D64E0499F05F7F3BEE1A0B0F6; path=%2Fnetbenefits%2Fofx%2F; domain=nbofx.fidelity.com; secure -> JSESSIONID=C908827D64E0499F05F7F3BEE1A0B0F6; path=%2Fnetbenefits%2Fofx%2F; domain=nbofx.fidelity.com; secure
20241226-10:28:47.452 Unrecognized cookie parameter: Tue, 10-May-2022 09:07:43 PDT ->
20241226-10:28:47.452 Unrecognized cookie parameter: Tue, 10-May-2022 09:07:45 PDT ->
java.lang.SecurityException: Server sent redirect from a secure connection to a non-secure connection. Stopping
at com.moneydance.apps.md.controller.olb.CustomURLStreamHandlerFactory$HttpURLConnectionImpl.beginResponse(CustomURLStreamHandlerFactory.java:430) at com.moneydance.apps.md.controller.olb.CustomURLStreamHandlerFactory$HttpURLConnectionImpl.getResponseCode(CustomURLStreamHandlerFactory.java:455) at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.sendMessage(OFXConnection.java:2702) at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.sendMessage(OFXConnection.java:2560) at com.moneydance.apps.md.controller.olb.ofx.OFXConnection.getTransactions(OFXConnection.java:976) at com.moneydance.apps.md.view.gui.OnlineManager.downloadTransactions(OnlineManager.java:651) at com.moneydance.apps.md.view.gui.OnlineManager.downloadTransactions(OnlineManager.java:632) at com.moneydance.apps.md.view.gui.AccountDetailPanel.lambda$actionForService$10(AccountDetailPanel.java:460) at com.moneydance.apps.md.controller.BackgroundOpsThread.run(BackgroundOpsThread.java:177) 20241226-10:29:21.688 Online downloads (account: 'A-Vangd RIRA', service: 'Vanguard') finished...
20241226-10:29:28.626 Log setting 'DEBUG' has been changed to: Enabled
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271 Posted by dtd on 21 Mar, 2025 04:00 PM
For me, I'm doing MD+ with Vanguard at the moment, and the one that gets me is that what used to be a DivReinvest (one transaction) is now a separate Div and Buy. That's not the big deal though. Sometimes the Div and Buy don't match entirely, even though they should, and as you mention, sometimes the Buy doesn't have what was bought (though I've been able to figure it out).
272 Posted by whitedavidp on 21 Mar, 2025 05:14 PM
Thanks all. I do find it really interesting that the results we get via the manually triggered OFX downloads should be so different from those we were getting via Direct Connect. Those have been very consistent over the years for me and only required only very occasional "massage". Best
273 Posted by Julie on 12 Apr, 2025 01:10 PM
I'm not getting any downloads from Vanguard at all since March. Any help with this? And please keep it simple if possible.
274 Posted by whitedavidp on 12 Apr, 2025 04:59 PM
Julie, near as I can tell, there has been no change to this situation. Personally, I am giving up on expecting any. I am not yet sure if I will move the affected accounts to Fidelity. But I am thinking about it.
Meanwhile, I am using the Vanguard download center to manually trigger OFX updates into MD. Not perfect. But better than nothing.
275 Posted by jonh on 12 Apr, 2025 05:33 PM
Agree w/ @whitedavidp. I use download center, choose ‘Quicken’, usually select a custom date range, and select accounts that I wish to download (usually, but not always, All). Then import the file into MD.
In Dec I moved the one fund my wife had from Fidelity to Van. As annoying as the download center method is I find it better than moving my 6 accounts from Van to Fid simply for the convenience of one click downloads. And as others have said, there appears to be an industry wide move away from OFX download, thus I expect Fidelity to one day follow the rest of it’s peers.
276 Posted by whitedavidp on 12 Apr, 2025 06:53 PM
Sadly, I have to agree with jonh. It is like OFX is just one more thing our society cannot (or will not) do in the future that it was once able to do without problems. Like fix potholes in roads, maintain bridges so they don't fall down, keep government agencies chartered to keep the public safe staffed, etc. There is just no private profit to be made in any of this. So say sayonara.
At Vanguard, every day, I now start by going to the Activity link off the main dashboard. If there is nothing new listed, I am done. If not, like this morning, I then move on to the Download Center. Unlike jonh, I do NOT do all the accounts together and I just always choose the 1 month interval. But that is personal preference, I am sure.
Best...
277 Posted by Julie Snodgrass on 12 Apr, 2025 08:20 PM
Thank you all!
278 Posted by whitedavidp on 18 Apr, 2025 02:14 PM
Ok, as of today, I have officially given up waiting for Vanguard to do the right thing regarding OFX serving to MD and similar. I just deactivated online banking for these accounts. For the time being, I will be living with manually triggering the downloads from the Vanguard website. But over the longer term, these accounts MAY be moved to Fidelity. Best
279 Posted by sth on 24 May, 2025 04:37 PM
FYI: Update and closure.
@whitedavidp, good move. I contacted Vanguard early this week to remind them that I hadn't heard back from them about my 3 open tickets. After transferring me and being disconnected once, I finally got to someone who informed me that they only supported Quicken and did not have an ETA for adding MD to their OFX downloads or even an ETA for when they would start to work on that.
I pointed out that they were only supporting Quicken's business model and that I disliked that. Also that not having an ETA for starting to work on a solution basically was telling me that they did not intend to ever support MD. The person on the line finally admitted that and agreed to pass my displeasure and possible departing from Vanguard up the food chain. I do have a fair amount of money there and was considering moving more, but not now.
280 Posted by whitedavidp on 24 May, 2025 04:41 PM
Yes, it sucks. But my wife will not move her accounts. So I daily have to go to their website, login, check the activity from the dashboard, and - if there is something new - I then have to go to the download page and update the two accounts - one-at-a-time. Grrr!
281 Posted by jonh on 24 May, 2025 05:04 PM