Not downloading pending transactions
Is there a way to have Moneydance download pending transactions from my bank? Currently, I only see transactions that have cleared — pending transactions don’t show up. This makes the information in Moneydance less current because transactions only appear once they’ve cleared. I know Plaid has the capability to pull pending transactions. Is there any way to enable that in Moneydance?
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Support Staff 1 Posted by Maddy on 25 Mar, 2025 05:31 PM
Hi,
Thank you for contacting Moneydance support.
There's an existing ticket in our ticketing system with your suggestion that I've attached to this discussion. By posting in this discussion your interest in the ticket has been registered.
This is equivalent to voting for it.
We will post on this thread when there are further developments on this topic.
Please let us know if we can be of further assistance!
--
Maddy, Infinite Kind Support
2 Posted by sth on 05 Apr, 2025 03:18 AM
I would vote against it very firmly.
Pending transactions are often place holders with an incorrect value. Sometimes many hundreds of dollars just for a tank of gas. When the transaction finally clears the value is corrected and it is added to your account.
This would make a has of MD loading a transaction and then trying to figure out if there is a final value to update. The OFX file format doesn't allow for this kind of distinction of a transaction.