Merrill Lynch Download Problem

John's Avatar

John

02 Feb, 2026 04:31 PM

I have been using Moneydance+ for a while now to download transactions from Merrill Lynch with good success. About a week ago, the download resulted in four downloads of each transaction. I then Confirm one and delete the other three. Are there any suggestions on how to solve this problem?

  1. 1 Posted by Joe_H on 04 Feb, 2026 05:52 PM

    Joe_H's Avatar

    Same issue here. I've had to start setting the transaction values to zero to prevent them to keep downloading. I've been putting "Dummy Transaction" in the memo field so I can easily identify them and delete once there's a fix. There seems to be a different level of issues depending on the account type.

    I've checked the raw details on the duplicate transactions, and each has a unique "0.id" field, so I assume that's an issue with either ML or Plaid.

    Regardless, my ML accounts are a confusing mess.

  2. 2 Posted by cookie87 on 06 Feb, 2026 09:30 PM

    cookie87's Avatar

    Plaid and Merrill Lynch rate an "D" in my book - I get 3 transactions for every one, and then i clean them up, then the next download they all come back again. Also, the security field isn't correctly filled - everything defaults to USD. I'm about at my wits end with MD, to be honest.

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