tag:infinitekind.tenderapp.com,2009-01-14:/discussions/online-banking/19743-transactions-not-downloading-from-charles-schwabInfinite Kind: Discussion 2023-11-01T15:20:26Ztag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-11T16:51:22Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>just a user</p>
<p>Schwab stopped sending ofx information to the proxy server set up by Sean (MD) late last year.</p>
<p>You can find numerous discussions on this subject in the forums.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-11T23:24:17Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>I am having the same issue. The problem just started a few days ago.<br>
Similar problem occurred about a year ago, but there was a solution to that, but that solution does not seem to work this time.</p></div>Christian Stag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-12T00:07:59Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>The problem began on October 1.</p>
<p>The solution last year was the proxy server set up by Sean (MD).</p>
<p>Schwab shut it down, and it will likely not be reinstated.</p>
<p>There is more detail provided in many other threads.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-12T22:28:12Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>So if all my my accounts are at Schwab, there will be no more ability to download transactions automatically, correct?</p>
<p>Thanks</p></div>Jeffrey Morrisontag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-12T22:51:50Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>You'd have to use Moneydance+ in the 2022 release, and pay for a $2/month subscription as MD had to use Plaid as an aggregator (the $2/month goes to MD to pay Plaid for the service) based on Schwab (and others) not wanting to bother with the little guys.</p>
<p>At this point, Schwab investment accounts are not yet activated, so all you'd get right now is access to Schwab checking and such. Hopefully the investment accounts will be activated soon - that's what I really depend upon.</p>
<p>But to your original question - there will be no more ability to download transactions the way they were downloaded before... but MD is working to make MD+ the new solution, but not yet quite ready with investment accounts.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-12T23:10:00Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>That's what it looks like if Schwab does not reinstate the proxy server.</p></div>Christian Skiellertag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-12T23:11:11Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>Yep, but bet on non-reinstation. Sadly.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-12T23:16:07Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>Note - you do NOT need to pay $2/month to use MD 2022, but you do need to pay if you want the MD+ service.</p>
<p>On Sep 30, I did not plan to use MD+, but with Schwab and USAA cutting off OFX access in the last 12 days, I will probably have to (reluctantly) move to the new service.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-13T00:46:39Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>When will MD+ be available? I saw a tweet from Moneydance today regarding the 2022 version but nothing mentioned about MD+.</p></div>David Greenetag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-13T00:59:03Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>MD+ is now available, and 4054 was released as stable, but we have a 4055 a day later, so it's still a work in progress. You can check out the most recent blog about the new release.</p>
<p>That said, there are many missing pieces - investment accounts, and some non-US pieces. For me, investment accounts is essential.</p>
<p>Still, you can upgrade to 2022 (some will get it free, some will have to pay for a half-price upgrade) and check it out.</p>
<p>Actually, you can download it and use it for free (the trial period 100 manual entries bit) and back away if you don't like it.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-13T01:28:56Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p> Thank you. I will wait for the investment account feature before updating. Until then, I am okay as I have learned some shortcuts like<br>
just posting dividends in total (not by security) and using CSV files<br>
from Schwab. I have learned that maybe I don't need too much<br>
sophistication. </p></div>David Greenetag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-19T18:13:23Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>All of the threads regarding the transaction download issue seem to be silent since Oct 12. Is there an issue? Or something causing that?</p></div>davet65tag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-19T20:06:52Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>Schwab were asked to temporarily turn the interim service back on so that the work can be completed on Moneydance 2022 and Moneydance+ but they have not.</p>
<p>So Moneydance+ will be the solution for automated downloads from Schwab moving forward. The latest information I have seen is that getting MD+ activated for Investment Accounts is a work in progress.</p></div>dwgtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-24T18:22:25Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>Any progress on this issue?</p></div>Christian Skiellertag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-24T23:12:18Z2023-01-18T07:12:32ZTransactions not Downloading from Charles Schwab<div><p>If I accept the fact that I still have to wait for investment accounts at Schwab to work via Moneydance +, is it now "safe" to download and install 2022.1 build 4058? Or should I just wait for the stable release? I don't have time right now to be on the debug team, but do like some of the features in 2022 - and I get a free upgrade.</p></div>davet65tag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-24T23:21:44Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>just a user - I'm testing 4058 (4054 was released as stable, but well there are 4 more releases).</p>
<p>My live data is still on 2021(3069).</p>
<p>Many of the preview releases have basically been bug fixes, but even though 4054 was released as stable, especially if you are using OFX or MD+, I'd consider it more beta.</p>
<p>Most of the rest of the features work fine, but online banking in the 2022 version is still shifting, and the other big change - icloud sync support, still works for only computers not ios devices.</p>
<p>So, my bottom line? <em>I</em> am waiting given my live data, but I guess I am on the unofficial debug team, and am debugging. I'd suggest waiting - but I'd guess it will not be that much longer (a couple weeks? guessing) till I move my live data.</p>
<p>That said - I extremely desire Schwab investment accounts in MD+, but that may be a bit longer as MD has to depend on Plaid/Schwab/etc. to make that start working. Another guess? that maybe by Thanksgiving.</p>
<p>Hope that helps, as there is a lot of conjecture in this message.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-24T23:29:19Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>otoh - if you want the fix for the date field entries, well - yes, there are fixes like that ready to go. it's all a tradeoff and a personal decision. The 2022.1 version has a lot of nice fixes - it's the major changes that are still falling into a "stable place".</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-10-24T23:34:47Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>So, final statement - it is probably "safe" to install 2022.1, just recognize not everything is working perfectly yet.</p></div>dtdtag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-03T19:02:20Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>So When does MoneyDance expect that downloading from investment accounts at Schwab will work again.<br>
And what are the instructions for doing so?</p>
<p>Thanks,</p>
<p>Christian</p></div>Christian Skiellertag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-05T19:30:39Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>Hello again Moneydance support,<br>
, So When does MoneyDance expect that downloading from investment accounts at Schwab will work again.<br>
And what are the instructions for doing so?</p>
<p>Thanks,</p>
<p>Christian</p></div>Christian Skiellertag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-11T23:06:18Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>I apologize. I have been posting and reconciling my Charles Schwab<br>
transactions manually using import features and then cleaning it up. Is<br>
there a Moneydance version now that has all the bugs with Charles Schwab<br>
worked out (I know it is Schwab's fault, not Moneydance, but I have better<br>
things to do with my time than this)? If there is a version out that works<br>
with Schwab, what is it? Will gladly pay a premium for that, otherwise,<br>
the most logical time to convert to Darth Vader (Intuit) is probably<br>
January 1. Good news appreciated.</p>
<p>David</p></div>David Greenetag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T12:09:40Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>Hi All,<br>
At this time, Moneydance+ does not support investment accounts. We are working with <a href="https://plaid.com/">Plaid</a> (the third-party aggregator that our Moneydance+ service uses) to enable this, but we can't speculate on when that will be released.</p>
<p>Unfortunately, Schwab OFX (Direct Connect) downloads are no longer available. Schwab has disconnected this service without a replacement. We are working to restore a connection through Moneydance+ which was recommended by Schwab as the only way forward due to security concerns on their side. Using Moneydance+ in Moneydance 2022 you can download banking transactions from Schwab accounts, but investment accounts are not yet accessible.</p>
<p>I hope this information is helpful. Please let us know if you have further questions or need more assistance.</p>
<p>--<br>
Maddy, Infinite Kind Support</p></div>Maddytag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T12:45:15Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>Yes it is!!! The banking transactions are my main issue. So the new<br>
Moneydance 2022+ takes care of the bank? Excellent. Note: on investment<br>
account, I can just do that manually for awhile (ie. add up similar<br>
transactions and post in total, like dividends, interest, etc without tying<br>
to a particular security/fund).<br>
Thanks again. . Assume it is just an upgrade from what I have, which is version 2021.1 (3069)?</p></div>David Greenetag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T13:00:45Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>According to our records you are entitled to a free upgrade to <a href="https://infinitekind.com/download-moneydance-personal-finance-software">Moneydance 2022.2 (4060)</a>. This version is required to be able to use the add on feature - Moneydance +.</p>
<p>In order to subscribe to Moneydance +, please follow the steps outlined <a href="https://infinitekind.tenderapp.com/kb/moneydance/subscribing-to-moneydance">here</a>. The cost would be $2 monthly following a free trial period of 14 days.<br>
You may want to refer to our <a href="https://infinitekind.com/blog/moneydance-plus-privacy-subscriptions">blog</a> for further information.</p>
<p>Please keep us posted on your progress, Thank you!</p>
<p>--<br>
Maddy, Infinite Kind Support</p></div>Maddytag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T16:25:32Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>I have this setup but how do I execute the download of transactions from<br>
Schwab. The online does nothing and I cannot figure out how to use plaid<br>
or whatever its called. Where are the instructions?</p></div>David Greenetag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T16:42:01Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>So, you'll need to force clear the current connection information for your bank in Moneydance to remove the OFX method and move to Moneydance +. This will allow your transactions to download as expected.. I'm sending a file called '<em>remove_one_service</em>.py_' that will help do that.</p>
<p>Before proceeding, take a manual backup via File --> Export Backup.</p>
<p>To use the <em>.py</em> file, first save it to your computer and then follow these steps:</p>
<ol>
<li>In Moneydance, select Window --> Show Moneybot Console'<br></li>
<li>In the window that opens, select 'Open Script' then navigate to the <em>.py</em> file wherever you saved it on your system.<br></li>
<li>Select 'Run' to execute the file - you may need to drag the window to the right to reveal the button. - Please note: it's not Run Snippet.<br></li>
<li>You will be asked to select which connection you want to clear. Choose your bank, and click OK. You'll get a confirmation message when the connection has been removed. Close the window when done.</li>
</ol>
<p>5.Finally, navigate to Online menu->Moneydance+ Set up and recreate the connection as outlined <a href="https://infinitekind.tenderapp.com/kb/moneydance/connect-accounts-with-moneydance">here</a>.</p>
<p>--<br>
Maddy, Infinite Kind Support</p></div>Maddytag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T17:26:32Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>This worked beautifully. What threw me was that the 'none' was not<br>
highlighted, I did not know to click on it. What I love about this<br>
approach, is that you can elect NOT to connect or to connect any account.<br>
Nice job!! Just let us know when investment accounts work, but right now,<br>
having it working on bank will save me a lot ot time!!!</p>
<p>Thanks again!!</p></div>David Greenetag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T21:11:18Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>Maddy,</p>
<p>I'm in a situation similar to David Greene, but am now more confused on how to set up the new download method.</p>
<p>I upgrade to MD .4060.</p>
<p>It will show existing accounts that still download, as well as Schwab accounts for which I already Disabled online downloads. Should I Disable all existing online download accounts now? Do I have to "Force Clear" using the .py method, or merely "Disable" the account before setting up Moneydance+ ? Do I have to Quit and Reopen MD?</p>
<p>How will I know that those existing online download accounts will be supported by Moneydance+ / Plaid?</p>
<p>If they are not, can I go back to the old method and it will still work as a separate download?</p>
<p>I'm hoping that some credit card accounts that currently require downloading a file from the web site will now work.</p>
<p>Is there a Step-by-Step Help File for this process?</p>
<p>Thanks in advance, Maddy/MD Support</p></div>davet65tag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T22:40:02Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>You don’t need the py script. You can use toolbox extension. Menu online banking tools if needed.</p>
<p>You can mix and match OFX DC and md+ connections as long as you only have one per account. Use disable on accounts where you want to switch to md+</p>
<p>Yes. You can disable md+ and go back to ofx DC later if you wish.</p></div>Stuart Beesley (Mr Toolbox)tag:infinitekind.tenderapp.com,2009-01-14:Comment/494283032021-11-12T22:49:23Z2023-01-18T07:12:31ZTransactions not Downloading from Charles Schwab<div><p>@davet65</p>
<p>I haven't personally set up MD+ for myself yet (waiting for Schwab investment accounts to work), but this is what I've gleaned from the forums and the knowledgebase bits. I could be wrong on some of these answers given that.</p>
<p>OFX and MD+ connections can be mix and match. But each account must use only one. If you do set up both, OFX is used, and MD+ is ignored. You will need to disable the OFX setup if you want MD+ to be used. (In certain cases, you may need to use Stuart's toolbox which has the "remove one service" bit built in.)</p>
<p>I would not disable all OFX accounts, as there is no need to move everything to MD+, In fact, if the OFX download is working well, I see no real reason to move it. I saw one case where a person moved their working OFX download to MD+, and it wouldn't connect with MD+.</p>
<p>I don't know if you need to quit/restart MD, but it's not a bad idea.</p>
<p>You can go back and forth, but again, I'd leave the working OFX alone, and only move what you need.</p></div>dtd