tag:infinitekind.tenderapp.com,2009-01-14:/discussions/online-banking/22877-incorrect-recording-of-transactions-downloaded-from-plaidInfinite Kind: Discussion 2023-01-05T03:40:20Ztag:infinitekind.tenderapp.com,2009-01-14:Comment/548492522022-06-30T15:14:22Z2022-06-30T15:14:49ZIncorrect recording of transactions downloaded from Plaid <div><p>Memo field and Descriptoin corruption on download from Plaid. The downloaded line contains meaningless information.</p>
<p>" "memo" = "Point Of Sale Withdrawal - THE H The H USD special in store Transfer:Withdrawal"</p>
<p>"Point of Sale Withdrawal" - Meaningless</p>
<p>"USD" - meaningless - all my transactions are in USD "special in store Transfer:Withdrawal" - absolutely meaningless</p>
<p>The actual memo field downloaded directly from the bank reads: Point Of Sale Withdrawal - THE HOME DEPOT 339 SPEEN STREET NATICK MAUS</p>
<p>Here's what's in the transaction details when downloaded from plaid by moneydance.</p>
<p>0.acctid: fee2e3ab-8c5f-4cd7-8a14-5544079b1c7b<br>
0.desc: The H<br>
0.id: c567ddfe-821a-4813-9c92-f8df5ccb91f3<br>
0.obj_type:<br>
0.oldid: -1<br>
0.pamt: -7690<br>
0.samt: 7690<br>
acctid: cdda4d09-f237-4bdd-a0ec-cb14d61f416d<br>
chk:<br>
desc: The H<br>
dt: 20220621<br>
dtentered: 1656601190824<br>
id: 5070b7b1-006c-4f39-873d-d25629c16fc3<br>
memo: Point Of Sale Withdrawal - THE H The H USD special in store Transfer:Withdrawal<br>
obj_type: txn<br>
ol.match-status: y<br>
ol.match-type: 0<br>
ol.orig-memo: Point Of Sale Withdrawal - THE H The H USD special in store Transfer:Withdrawal<br>
ol.orig-payee: The H<br>
ol.orig-txn: {<br>
"amt" = "-7690" "category" = "Transfer:Withdrawal" "category_id" = "21012000" "dtinit-int" = "20220621" "dtpstd-int" = "20220621" "extra.original_date" = "2022-06-21" "extra.pending" = "0" "fi_id" = "mdplus:DeLjVVnwBESoZ69r9YLkfV6pnY4jERFZz7Qz8" "fitxnid" = "Qej966wvXOSDrNEaEqDpHmo1XRkMPgsJLyXn3" "iso_curr" = "USD" "memo" = "Point Of Sale Withdrawal - THE H The H USD special in store Transfer:Withdrawal" "merchant_nm" = "The H" "name" = "The H" "orig_data" = "com.plaid.client.response.TransactionsGetResponse$Transaction@57718e0" "pending" = "0" "pmt_channel" = "in store" "txn_type" = "special" }</p>
<p>ol_fi_id: mdplus:DeLjVVnwBESoZ69r9YLkfV6pnY4jERFZz7Qz8<br>
ol_fitid_1: Qej966wvXOSDrNEaEqDpHmo1XRkMPgsJLyXn3<br>
oldid: -1<br>
td: 20220621<br>
ts: 1656601190785</p></div>pat.callahan1tag:infinitekind.tenderapp.com,2009-01-14:Comment/548492522022-07-07T23:50:57Z2022-07-07T23:50:57ZIncorrect recording of transactions downloaded from Plaid <div><p>Plaid is messing up my transactions from Salem V. Salem V knows nothing about Plaid. Plaid takes the description, which is truncated by the bank and uses it in place of the memo which is not truncated. This results in only four characters identifying the transaction and it is not enough.</p>
<p>At this point, online banking with Plaid is hit or miss.</p>
<p>The memo entry coming in is<br>
ol.orig-memo: Point Of Sale Withdrawal - THE H The H USD special in store<br>
What's actually in the bank's data is Point Of Sale Withdrawal - THE HOME DEPOT 339 SPEEN STREET NATICK MAUS</p>
<p>Please work with plaid to straighten this out.</p></div>pat.callahan1tag:infinitekind.tenderapp.com,2009-01-14:Comment/548492522022-08-18T01:43:51Z2022-08-18T01:43:51ZIncorrect recording of transactions downloaded from Plaid <div><p>Just because all your transactions are in USD does not mean that the notation is meaningless. The bank may be transmitting that information to plaid. It is not true that Salem V knows nothing about plaid. They know that they supply information to 3rd party aggregators. They support the software that transfers information to Plaid.</p>
<p>Now it may be that Plaid is incorrectly transmitting that information. But no one here has enough information to say if the issue is the bank or the aggregator. Only Plaid and the bank can say that.</p>
<p>Unfortunately that is the situation we are in with using 3rd parties like Plaid and no one (except Plaid and the banks) are happy about it.<br>
(NOT IK Support)</p></div>sthtag:infinitekind.tenderapp.com,2009-01-14:Comment/548492522022-10-06T03:31:27Z2022-10-06T03:31:27ZIncorrect recording of transactions downloaded from Plaid <div><p>Go ahead and close this one.</p></div>pat.callahan1