Thanks for the Great APP - Sean and the Rest of the MD team

Harry's Avatar

Harry

11 Feb, 2010 02:52 AM

I've been a long time user of Quicken (originally the dos version - I'm that old). I beta tested the first windows version for them. I moved to a Mac in 2007 and I tried to make a break but I couldn't use Quicken Mac. I was still running QW under Parallels until this December. I decided to make the break for the new year. My criteria were a fast program, ability to handle investments with tracking of individual lots, calendar transactions, and good download support. The first two were roadblocks for iBank. It is slow and you have to choose either FIFO or Avg Cost for stock sales. I didn't try to import all my old Quicken data (too many closed accounts and stocks I don't own in my security list. I kept the file a simple as possible. My only workaround that took some figuring out was how to handle cash transactions with my E*Trade brokerage account. I have my paycheck and all main spending coming from that account (you can't do split transactions in the cash transactions of an investment account). I finally figured out how to act like MD has a linked cash account for ETrade (look for my other posts on that if you need that help). After that, I really got into this program. It reminds me of how Quicken was before all the bloat of eye candy. It is a personal finance program. It should stick to the basics and be fast. You have done that. My only real items I miss are
(1) the ability to see open lots - in the cost basis report you see all lots (open and closed) and then a sale but you can't see only "open" lots. That makes it harder to do what-if planning for a stock sale that is not a complete sale of one's holdings. and (2) the ability to have the schedule payment of my credit card plan for me to pay it in full so I can get a quicker read on cash flow. The scheduled transaction would be balance in full for the next payment and then revert to the balance of scheduled transactions that hit that card from the calendar each month in the future. Great program Sean and the rest of your team. You make a Wahoo proud (I'm a triple Hoo). I'm looking forward to the iPhone app and better yet, an app modified for the iPad.

  1. 1 Posted by Randy on 11 Feb, 2010 02:28 PM

    Randy's Avatar

    I don't have an answer for your first question, but had the same problem you do on your second, and I have a working solution for that.

    If you don't already have the forecaster extension, you need it, see post 2 on the link below.

    http://help.infinitekind.com/discussions/switching-to-moneydance-fr...

    To handle a scheduled reminder that will vary by month, what I do is go ahead and record the reminder as a future transaction in the register when I know the exact amount. It will show up in another color (mine is yellow), so it becomes easy to tell it from everything else. The forecaster extension will pick up future transactions, as well as reminders, so if you wanted to pay $1000 in January, but leave the rest of the reminders as $500, the forecaster extension will forecast your balance based on that as far out as you want to go.

    It takes a little getting used to but is very effective for that purpose.

  2. Angie Rauscher closed this discussion on 24 Jul, 2011 07:25 PM.

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