It is interesting that I tried every program for the MAC for financial apps. Quicken 2007 was okay for me but one day I realized that you couldn't sort the data, click columns or batch process anything. When I got into categories and transaction creation, Quicken was a royal pain. I narrowed down to two programs, CheckBook Pro and Moneydance. CheckBook Pro can't do as many things as Moneydance and can't download transactions but in its cute deceptive simplicity is an elegant, powerful app whose only minor flaw is that it is without protection of the reconcile column and an unchecking of a reconciled item is an accident waiting to happen. When Quicken 2010 came out, there were terrible problems, among them the same total lack of protection of the reconcile column which in the new Quicken's case was actually hopelessly deadly to the proper function of future reconciles. When I returned to CheckBook Pro, I was hypersensitive to the lack of protection of the reconcile field though it really isn't all that bad. However, I kept coming back to Moneydance with the same quandary. Reviews said that Moneydance was homely and not pretty. I tried to put Quicken colors into the stripes in the register and found the front page drab. However, as I played with the program and the font size, I discovered that it is in its default state a precise copy of the finder in Snow Leopard! I compared the default font, its clarity, the color of the side bar which wasn't brown but discovered that when a finder window is not the one in use but behind another, its side bar is the same grey color as Moneydance. The default register colors of the stripes are the same as Finder's. I looked at iTune and at Entourage and saw the same look. I discovered that I had to make only one change to Moneydance to finally be won over and that was to make the front page the same colors as the register since it is by default drab. Now all aspects of Moneydance look just like finder. Soon the functionality of Moneydance came through to me as I stopped worrying over the looks. Everything about Moneydance is a better Quicken the way the new Quicken should have been the better 2007 version of that app. I realized that if I wanted to believe that Moneydance was homely and not pretty that I would have to sell my Mac because I logically would need to say the same thing about Finder and iTunes in Snow Leopard. The complaint by others cannot be that Moneydance's interface is not pretty or dated but that it looks too exactly like a Mac program. With that out of the way, I realized that Moneydance is a real safe place for my data and is loaded with features. The only thing that bothers me right now with Moneydance is that the build which is the stable version has that ever present side panel problem when resizing and it has been broken for ages, build after build. It's time for the stable version to go because how can Moneydance strut its stuff with the closet door not shutting properly? GOOD NEWS: The Beta is the way to go. Download Build 743 and rid yourself of that pesky defect forever. Right on Moneydance!