MD 2015 File Structure

Art's Avatar


14 Apr, 2015 09:25 PM

Like some, I grumbled a bit when I found out that IK had mucked with the Moneydance file structure with the update to 2015. However, I have to say that this new method results in incremental file saves that are remarkably fast/efficient.

I keep my MD file in a Dropbox folder and that way I can keep both my desktop and laptop versions of MD current. Used to be with 2014 I had to turn off "save on update" because it would take so long for Dropbox to sync the (large) saved file. The new file structure saves in seconds.

So, the 2015 update was more than just a "pretty face" (you can read that as somewhat facetious, although build 1190 has really grown on me!). The new file structure makes the update very worthwhile.



  1. 1 Posted by Scott Meehan on 15 Apr, 2015 04:12 PM

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    Hi Art,

    Thanks for the praise and we're happy to hear that you're happy with the updates! Please let us know if we can be of further assistance!

    Scott Meehan
    Infinite Kind Support

  2. 2 Posted by troy.tudor on 23 May, 2015 01:20 PM

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    Unfortunately not so efficient on disk space

    MS money file, 65 MB
    MD file 310 MB :(

  3. 3 Posted by Ben Spencer on 23 May, 2015 01:23 PM

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    It is true The MD2015 file format takes up quite a bit more disk space. This is particularly the case if you are downloading lots of security prices. We have a plan for how to reduce the amount of space security prices take up.

    Ben Spencer
    Infinite Kind Support

  4. 4 Posted by troy.tudor on 23 May, 2015 01:31 PM

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    I don't have a lot of security data.
    I do know, the problem partially relates to the large amount of historical transaction data imported from MS money, and when I subsequently reconciled these transactions the file size doubled!!!

    MD have been talking about a solution all year, (see other threads (no longer available because the old support solution was dropped)), however months have elapsed and there's no improvement

  5. 5 Posted by Ben Spencer on 23 May, 2015 01:43 PM

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    The MD2015 data file format records changes, so each reconciliation operation will have created and stored a new change object. Periodically these changes are rolled into the trunk but currently we have decided to keep the change (.txn files) rather than delete them. This allows other devices to sync those changes and replay them. I expect we will end up choosing to delete change files that are more than a year old but have not yet implemented that change.

    Fixing the file size increase is not currently the highest priority. I realize this is important to you but we have limited resources and cannot implement everything we would like to right away.

    Ben Spencer
    Infinite Kind Support

  6. 6 Posted by jimmplsmn on 24 May, 2015 10:10 PM

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    I agree with you Ben that file size should not be a high priority as long as the program is not impacted by it. I was at first surprised by the file size but again as long as it does not affect the performance of the program I'm ok with it. Drive space is cheap.

    My .moneydance folder is over 100 MB. If my data file was anything like this in MS Money (which I left for MD in 2006) I can only imagine how long it would take to update the file on each transaction!

    • JIm
  7. 7 Posted by pmslitton on 19 Oct, 2015 02:40 PM

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    I disagree - large files are cumbersome and do take time to back up, especially over wireless networks. This is even more so in those cases where there is no capability to archive old transactions (it doesn't work).

    I used to use both Quicken and MS Money a long time ago. They both had archive functions which removed transactions to separate files and re-stated opening balances to make sensible current information. Moneydance 2015 seems to remove old data and create garbage in current account balances.

    I now have Gigabytes of data synching to my Cloud storage which slows down my networks.

    Back to searching for a decent personal finance package that does things sensibly

  8. 8 Posted by troy.tudor on 20 Oct, 2015 06:58 PM

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    MD "resolved" the data archiving by removing it from the menu - unbelievable!!
    Due to the number of printing errors reported, I expect they will soon removing printing

  9. 9 Posted by dwg on 21 Oct, 2015 07:50 AM

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    I believe one of the biggest problems with archiving is dealing with Investment accounts. With things like shares you need to maintain each transaction and as you often use a transfer from a bank account to fund purchases then it could become very messy when you try to archive transactions, you would need some way of maintaining these transfers in your current file while the investment is still active.

  10. System closed this discussion on 19 Mar, 2016 04:55 AM.

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