Stuart -
Got back into Regions, but still no luck with the downloads or bill pay. I was able to get the old dialogue box back with bill pay and disabled the ofx. Now the on line bill pay menu choice is grayed out. When I go to set it up again, I get the old communications error box with Regions. It looks like the on line bill pay even in MD+ and the new download subscription still uses ofx which is problematic with Regions. I use other banks and it works just fine with them.