I did purchase Moneydance and have all my active accounts loaded. There was a bit of a learning curve, but I have a pretty good handle on most of the features. I still believe my comment about the limitation applies.
I am generally happy with Moneydance because it doesn't seem to be as bloated and buggy as Quicken. But I do find some things lacking mostly with regards to Investment accounts. As I get more hours using it, I may summarize some of the bigger issues. I see others have already commented on most of them like transferring securities from one account to another without losing cost basis history and being able to handle stock options cleanly.
Esp. Downloaded and imported transactions are unlimited, so you can fully test features like importing from other programs, and downloading data from your bank.
I agree with your suggestion that editing/merging of imported data should not count. In lieu of that, perhaps wording could be added to the above page to include the detail that you reported in a parenthetical statement, such as (Modifying imported data, by editing, or merging may also count toward the 100 transaction limit).
I will tell you that the way that I've seen this issue handled in the past is that the 90 Day Money-back guarantee is cited:
The IK basically suggests that if you don't have enough time to evaluate the program based on the 100 manually entered transactions limit, that you can always purchase the program with the peace-of-mind knowing that you can always receive a refund if you aren't satisfied within the 90 day period.
Just wanted to offer the refund option to you, so that you know that you are not strictly bound by the trial version limitations at this point as you continue your evaluation.