Connecting to USAA

As of June/July 2023, USAA has stopped supporting Direct Connect, which is required for you to download your transactions automatically for free.

Import CSV Files

Without Direct Connect, you are still able to easily import your data into the program for free.
You can use a web browser to download files from your bank's website.

USAA only allows downloads using the CSV file format.

The steps for importing CSV files are outlined here.

Moneydance+

Alternatively, if you're using Moneydance 2022 or 2023 you can subscribe to Moneydance+. This is the new (optional) subscription service that allows you to download transactions automatically from your banks using the Plaid aggregator.

You can read more about Moneydance+ in this blog post.

The steps for setting up this service are outlined here.

If you have a Moneydance 2023 license key, the cost to use Moneydance+ is $4/monthly (or $40/annually), and there is a 30-day free trial so you can fully test downloading from your bank before you're charged.