Upgrading from 2011 and Earlier

The steps below are for upgrading your data from Moneydance 2011 and earlier versions.

If you are not sure which version of Moneydance you are currently running, open the program and navigate to Help --> About Moneydance (Moneydance menu on a Mac), where the version and build number will be displayed.

Before upgrading, we'd always recommend taking a backup or copy of your data file.

First, download and install the appropriate version of Moneydance for your system from here.

If your data file is encrypted as outlined here, you should download Moneydance 2021 first to be able to open the encrypted file, then you can upgrade to the latest version as required.

If you purchased Moneydance from the Mac App Store, please download Moneydance 2021 from there.

  • Open Moneydance 2021. You will likely see the "Welcome to Moneydance" window.

  • Click on "Import new account set". Then open the yourfilename.md data file to convert your data file to the newer file format.

  • To keep your data file stored in it’s current location select “Convert Only".

  • To have Moneydance move your data file into the internal library select “Convert and Import".

Once your data has been opened with a newer version of Moneydance, the file cannot be opened using earlier versions anymore.


If you have previously purchased Moneydance, you can redeem a generous discount against the upgrade cost. Enter your current license key in the 'Upgrading?' key tester on this page.

Once you've purchased the upgrade, you'll be sent a new license key via email from our payment processing partners, Paddle. The license key can be entered within Moneydance by navigating to Help --> Register Moneydance.

Once you're running the newer version, you should update your extensions. To do this, go to Extensions --> Manage Extensions and click the “Update All” button at the bottom right of the window.