Upgrading from 2011 and Earlier Versions

The steps below are for upgrading your data from Moneydance 2011 and earlier versions.

If you are not sure which version of Moneydance you are currently running, open the program and navigate to Help > About Moneydance (Moneydance menu on a Mac), where the version and build number will be displayed.

Before upgrading, we'd always recommend taking a backup or copy of your data file.

If your data file is encrypted with a Master Password (as outlined here), you should first download Moneydance 2021. This will allow you to open and access the encrypted file. Then you can upgrade to the latest version as required.

If you purchased Moneydance from a third party like the Mac App Store or the Microsoft Store, you should download the program from the relevant store page directly.

Accessing your data -

  • Open the latest version of Moneydance.
    You will likely see the "Welcome to Moneydance" window.

  • Select "Import new account set".
    Then navigate to and select the yourfilename.md data file.

  • You'll then be prompted to convert your data to the newer file format.

    • Select “Convert Only” to continue to store your data in its current location.
    • Or select “Convert and Import” to move your data to the default location.

Important - Moneydance 2015 and newer versions use a new file format.
When you open an older data file with Moneydance 2015 or a newer version, your data will be converted to the newer format. This new file format cannot be opened using earlier versions of Moneydance.


Once you've accessed your data in the newer version, you should update your extensions.
To do this, navigate to Extensions > Manage Extensions.
Then select the “Update All” button at the bottom right of the window.

Registering the program -

If you have previously purchased Moneydance, you can redeem a generous discount against the upgrade cost. Enter your current license key in the 'Upgrading?' key tester on this page. Click the link that's generated and you'll be taken to the checkout page with the discount already applied.

Once you've purchased the upgrade, you'll be sent a new license key via email from our payment processing partner, Paddle. The license key can be entered into Moneydance by navigating to Help > Register Moneydance.