Recognise Downloaded Data

When you download transactions, they are initially "Unconfirmed".

You should go through the confirmation process to handle the recently downloaded data.

Locate Downloaded transactions -

Any accounts containing unconfirmed transactions will display a solid blue dot next to the account name in the side bar.

Select the account in the side bar to view the transactions in the account register.

Any unconfirmed transactions will display the solid blue dot, on the right of the Description field within the transaction (see below).

Downloaded transactions are placed according to the current sort order of your account's register and so may be dispersed throughout the main window.

You can easily identify these transactions by using the Unconfirmed filter.
Or by looking for the blue dot in the Description field.

Transaction status icons -

Unconfirmed
Any unconfirmed (recently downloaded) transactions display a solid blue dot.

Confirmed
When a transaction has been confirmed, you'll see the solid blue dot change to a blue circle.

Merged
If a transaction is merged with another transaction, you will see the confirmed icon with a horizontal line through the circle (in Moneydance 2024.3 and newer versions).